Ezra Klein looks at Wyden's Free Choice Act.
The key is allowing employees choice in private plans, so they can choose the level of care they're willing to pay for and not have it be tied to a particular employer.
Thus real market competition would ensue, as people could learn which insurers/HMOs/PPOs are the most trustworthy and switch to the plan that best covers care at the price point they want. Should there be a company that egregiously denies claims, they'd get a bad rap by word of mouth and from "Consumer Reports"-type circles, thus losing customers.
1 hour ago
No comments:
Post a Comment